Making Tax Digital, explained — for Cornwall's sole traders and landlords.
Making Tax Digital (MTD) is HMRC's plan to move tax record-keeping and reporting online. Instead of one return a year, the people it affects keep digital records and send HMRC a short summary every quarter, then tidy everything up with a final declaration at year-end. It starts in April 2026 for anyone with qualifying income over £50,000 — and it's far less daunting than it sounds.
When MTD applies — the deadlines.
HMRC is phasing MTD in by qualifying income — that's your self-employment turnover plus any gross rent, before expenses. Add them up and see which date matters for you.
- 1Here now
April 2026
Income over £50,000
- 2
April 2027
Income over £30,000
- 3Expected
April 2028
Income over £20,000
Not sure which deadline applies to you? Run our free MTD check and we'll tell you exactly where you stand — no obligation, no jargon.
What does it mean for you?
MTD affects different people in slightly different ways. Pick the path that sounds like you and we'll explain exactly what to expect.
Sole traders
Self-employed and your turnover is over the threshold? MTD means quarterly updates instead of one yearly return. We'll set up your software, keep your records straight and file everything on time.
See sole-trader helpLandlords
Rental income counts towards MTD too — whether you have one flat or a whole portfolio. We'll make sure your digital records are HMRC-ready and your quarterly updates go out without a fuss.
See landlord helpYour MTD questions, answered.
If you can't find what you're after, just call us — we're always happy to explain.
Yes — for now. MTD doesn't replace Self Assessment; it changes how often you report. You'll send HMRC quarterly summaries through compatible software, then confirm everything with a final declaration at year-end. We handle both for you.
Let's find out where you stand.
A free, friendly readiness check. No obligation, no pressure — just clear answers and a plan.